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The Santa Fe New Mexican ran an article by Bob Quick 11/17/08 titled:
‘Cheaper gas, propane bring relief to struggling households’

An excerpt from the article reads: “The price of propane, which closely tracks the price of crude oil, also is down this heating season, falling from $2.69 per gallon to $2.24 per gallon in the last three weeks,
according to Jose Garcia, one of the managers of AAA Gas Service, a propane company.”

I have been curious why propane hasn’t gone down much in Angel Fire. I telephoned a propane provider in Las Vegas NM and their price is $1.99, but they don’t service Angel Fire. So if propane is $2.24 in Santa Fe and $1.99 in Las Vegas, why is propane in Angel Fire $2.44 – $2.99?

A couple months ago, there was a man in Taos who would daily stand at the corner of Hwy 58...

Access to information and entertainment, credit and financial services, products from every corner of the world — even to your work — is greater than earlier generations could ever have imagined. Thanks to the Internet, you can order books, clothes, or appliances online; reserve a hotel room across the ocean; download music and games; check your bank balance 24 hours a day; or access your workplace from thousands of miles away.

The flip-side, however, is that the Internet — and the anonymity it affords — also can give online scammers, hackers, and identity thieves access to your computer, personal information, finances, and more.

But with awareness as your safety net, you can minimize the chance of an Internet mishap...

A group of business opportunity marketers who told consumers they could make substantial income processing medical claims from home have agreed to settle Federal Trade Commission charges that they misled consumers in violation of federal law.

The settlement is a result of Project Fal$e Hope$, an FTC-led effort that targeted bogus business opportunities and work-at-home scams in 2006, producing more than 100 law enforcement actions by the FTC, the Department of Justice, the U.S. Postal Inspection Service, and law enforcement agencies in 11 states.

According to the FTC, in mass mailings to consumers throughout the nation, the defendants offered a business opportunity – electronically processing health care providers’ medical claims for insurance reimbursement – and that they would help con...

It’s important to protect your personal information, and to take certain steps quickly to minimize the potential damage from identity theft if your information is accidentally disclosed or deliberately stolen:

• Place a “Fraud Alert” on your credit reports, and review those reports carefully.  Notifying one of the three nationwide consumer reporting companies is sufficient.
• Close any accounts that have been tampered with or established fraudulently.
• File a police report with local law enforcement officials.  This is an essential step in claiming your rights.
• Report your theft to the Federal Trade Commission, online, by phone, or by mail.

And before ID theft happens, learn how to safeguard your information at ftc.gov/idtheft.

Identity Theft: What To Do If Yo...

The Federal Trade Commission today released a survey showing that 8.3 million American adults, or 3.7 percent of all American adults, were victims of identity theft in 2005. Of the victims, 3.2 million, or 1.4 percent of all adults, experienced misuse of their existing credit card accounts; 3.3 million, or 1.5 percent, experienced misuse of non-credit card accounts; and 1.8 million victims, or 0.8 percent, found that new accounts were opened or other frauds were committed using their personal identifying information.

“Whether you’re from Malibu or Manhattan, Tacoma or Tallahassee, no one is immune to identity theft,” said Lydia B. Parnes, Director of the FTC’s Bureau of Consumer Protection...

Thinking of bidding in an online auction, or selling some of your stuff? Internet auctions are a great resource for shoppers and sellers, but you need to watch out for some pitfalls. Here’s how:

• Evaluate how soon you need to receive the item you’re bidding on, and whether you can tolerate it being delivered late, or even not delivered. Many complaints about Internet auction fraud involve late shipments, no shipments, or shipments of products that aren’t the same quality as advertised.
• Whether you’re a buyer or a seller, read each auction site’s Terms of Use before using it for the first time — sites may charge fees, follow different rules, or offer different protections.
• Carefully consider your method of payment. Learn what recourse you have if something goes wrong...

Identity Theft Again Leads the List

The Federal Trade Commission today released its annual report detailing consumer complaints about fraud and identity theft in 2005. Complaints about identity theft topped the list, accounting for 255,000 of more than 686,000 complaints filed with the agency in 2005. The complaints, filed online or at a toll-free number, are shared via a secure database with more than 1,400 federal, state, and local law enforcement agencies, and law enforcement and consumer protection agencies in Canada and Australia.

“With a call or a click, consumers can file complaints with law enforcers across the country and around the world,” said Deborah Platt Majoras, Chairman of the FTC. “These reports provide ammunition that helps law enforcers fight fraud and identity theft...

Spyware is software installed on your computer without your consent to monitor or control your computer use. Clues that spyware is on a computer may include a barrage of pop-ups, a browser that takes you to sites you don’t want, unexpected toolbars or icons on your computer screen, keys that don’t work, random error messages, and sluggish performance when opening programs or saving files.  In some cases, there may be no symptoms at all.

To lower your risk of spyware infections:

• Update your operating system and Web browser software, and set your browser security high enough to detect unauthorized downloads.
• Use anti-virus and anti-spyware software, as well as a firewall, and update them all regularly.
• Download free software only from sites you know and trust...

What is identity theft?

Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.

The FTC estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft.
The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn’t make—or until you’re contacted by a debt collector.

Identity theft is serious...