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The Santa Fe New Mexican ran an article by Bob Quick 11/17/08 titled:
‘Cheaper gas, propane bring relief to struggling households’

An excerpt from the article reads: “The price of propane, which closely tracks the price of crude oil, also is down this heating season, falling from $2.69 per gallon to $2.24 per gallon in the last three weeks,
according to Jose Garcia, one of the managers of AAA Gas Service, a propane company.”

I have been curious why propane hasn’t gone down much in Angel Fire. I telephoned a propane provider in Las Vegas NM and their price is $1.99, but they don’t service Angel Fire. So if propane is $2.24 in Santa Fe and $1.99 in Las Vegas, why is propane in Angel Fire $2.44 – $2.99?

A couple months ago, there was a man in Taos who would daily stand at the corner of Hwy 58...

The Internet allows investors to access account information 24/7, initiate securities transactions from virtually anywhere, and quickly and inexpensively research investment opportunities.  But the Internet is not fail-safe.  To invest wisely online:

• Protect your passwords for your online investment accounts.  Keep passwords in a secure place, and don’t share them on the Internet, over email, or on the phone.
• Use anti-virus and anti-spyware software, and a firewall, and keep them up-to-date. If your firewall was shipped in the “off” mode, be sure to turn it on and set it up properly.
• Avoid using public or other shared computers to access your financial accounts online, and use extra caution when using your own computer in a wireless “hot spot.”
• Don’t believe everything you read i...

Thinking of taking your laptop on the road? It’s a great way to work and stay in touch when you’re out and about, but you need to take some steps to keep your laptop safe–and in your possession. Here are some things you can do to keep track of your laptop:

• Treat it like cash.
• Get it out of the car…don’t ever leave it behind.
• Keep it locked…use a security cable.
• Keep it off the floor…or at least between your feet.
• Keep passwords separate…not near the laptop or case.
• Don’t leave it “for just a sec”…no matter where you are.
• Pay attention in airports…especially at security.
• Use bells and whistles…if you’ve got an alarm, turn it on.

Keeping Laptops From Getting Lost or Stolen

A laptop computer defines convenience and mobility...

Malware, short for “malicious software,” includes viruses and spyware to steal personal information, send spam, and commit fraud.  Criminals create appealing websites, desirable downloads, and compelling stories to lure you to links that will download malware – especially on computers that don’t use adequate security software.  But you can minimize the havoc that malware can wreak and reclaim your computer and electronic information.

If you suspect malware is on your computer:

• Stop shopping, banking, and other online activities that involve user names, passwords, or other sensitive information.
• Confirm that your security software is active and current.  At a minimum, your computer should have anti-virus and anti-spyware software, and a firewall. 
• Once your security software i...

Adware

A type of software that often comes with free downloads. Some adware displays ads on your computer, while some monitors your computer use (including websites visited) and displays targeted ads based on your use.

Anti-virus Software

Protects your computer from viruses that can destroy your data, slow your computer’s performance, cause a crash, or even allow spammers to send email through your account.

Bandwidth

A measure of the “speed” of an Internet connection.

Bizopps

Shorthand for “business opportunity;” some schemes involve extravagant and unfounded earnings claims and are actually fraudulent business ventures.

Bookmark

A web browser feature that allows you to save the addresses of interesting or frequently used websites, so that you can readily revisit them.

Browser

A program t...

An X-rated Web operation that paid affiliates who used illegal e-mail to drive customers to its Web sites will pay a $413,000 civil penalty under a settlement reached with the FTC and the Department of Justice. The settlement also bars the illegal marketing practices in the future and requires the operator to monitor its affiliates to ensure that they are complying with the law.

In 2005, the FTC cracked down on seven companies that illegally exposed unwitting consumers, including children, to graphic sexual content, in violation of federal laws. Five of those cases were previously settled. The settlement announced today with Cyberheat, Inc., ends the litigation in that case, and brings the total combined civil penalty amount in these cases to over $1.6 million.

The FTC’s Adult Labeling R...

Access to information and entertainment, credit and financial services, products from every corner of the world — even to your work — is greater than earlier generations could ever have imagined. Thanks to the Internet, you can order books, clothes, or appliances online; reserve a hotel room across the ocean; download music and games; check your bank balance 24 hours a day; or access your workplace from thousands of miles away.

The flip-side, however, is that the Internet — and the anonymity it affords — also can give online scammers, hackers, and identity thieves access to your computer, personal information, finances, and more.

But with awareness as your safety net, you can minimize the chance of an Internet mishap...

A group of business opportunity marketers who told consumers they could make substantial income processing medical claims from home have agreed to settle Federal Trade Commission charges that they misled consumers in violation of federal law.

The settlement is a result of Project Fal$e Hope$, an FTC-led effort that targeted bogus business opportunities and work-at-home scams in 2006, producing more than 100 law enforcement actions by the FTC, the Department of Justice, the U.S. Postal Inspection Service, and law enforcement agencies in 11 states.

According to the FTC, in mass mailings to consumers throughout the nation, the defendants offered a business opportunity – electronically processing health care providers’ medical claims for insurance reimbursement – and that they would help con...

It’s important to protect your personal information, and to take certain steps quickly to minimize the potential damage from identity theft if your information is accidentally disclosed or deliberately stolen:

• Place a “Fraud Alert” on your credit reports, and review those reports carefully.  Notifying one of the three nationwide consumer reporting companies is sufficient.
• Close any accounts that have been tampered with or established fraudulently.
• File a police report with local law enforcement officials.  This is an essential step in claiming your rights.
• Report your theft to the Federal Trade Commission, online, by phone, or by mail.

And before ID theft happens, learn how to safeguard your information at ftc.gov/idtheft.

Identity Theft: What To Do If Yo...