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The Santa Fe New Mexican ran an article by Bob Quick 11/17/08 titled:
‘Cheaper gas, propane bring relief to struggling households’

An excerpt from the article reads: “The price of propane, which closely tracks the price of crude oil, also is down this heating season, falling from $2.69 per gallon to $2.24 per gallon in the last three weeks,
according to Jose Garcia, one of the managers of AAA Gas Service, a propane company.”

I have been curious why propane hasn’t gone down much in Angel Fire. I telephoned a propane provider in Las Vegas NM and their price is $1.99, but they don’t service Angel Fire. So if propane is $2.24 in Santa Fe and $1.99 in Las Vegas, why is propane in Angel Fire $2.44 – $2.99?

A couple months ago, there was a man in Taos who would daily stand at the corner of Hwy 58...

While social networking sites can increase a person’s circle of friends, they also can increase exposure to people with less than friendly intentions. Here are tips for helping your kids use social networking sites safely:

• Help your kids understand what information should be private.
• Explain that kids should post only information that you – and they – are comfortable with others seeing.
• Use privacy settings to restrict who can access and post on your child’s website.
• Remind your kids that once they post information online, they can’t take it back.
• Talk to your kids about avoiding sex talk online.
• Tell your kids to trust their gut if they have suspicions. If they ever feel uncomfortable or threatened by anything online, encourage them to tell you.

Social ...

If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the details of your conversations and copies of all correspondence.

1. Place a fraud alert on your credit reports, and review your credit reports.

Fraud alerts can help prevent an identity thief from opening any more accounts in your name. Contact the toll-free fraud number of any of the three consumer reporting companies below to place a fraud alert on your credit report. You only need to contact one of the three companies to place an alert. The company you call is required to contact the other two, which will place an alert on their versions of your report, too...

Some email users have lost money to bogus offers that arrived as spam in their in-box. Con artists are very cunning; they know how to make their claims seem legitimate. Some spam messages ask for your business, others invite you to a website with a detailed pitch. Either way, these tips can help you avoid spam scams:

• Protect your personal information. Share credit card or other personal information only when you’re buying from a company you know and trust.
• Know who you’re dealing with. Don’t do business with any company that won’t provide its name, street address, and telephone number.
• Take your time. Resist any urge to “act now” despite the offer and the terms. Once you turn over your money, you may never get it back.
• Read the small print...

Filing a complaint with the FTC is important for several reasons. First, the information that you enter into the ID Theft Complaint Form can be used as part of an Identity Theft Report, which is an important tool in recovering from identity theft. Read on to find out more about your rights as a victim of identity theft.

Second, when you file an ID Theft Complaint with the FTC, you can help law enforcers catch identity thieves. Your complaint is entered into the FTC’s Identity Theft Data Clearinghouse, which law enforcement officers can search as part of their criminal investigations. (The FTC, however, does not bring criminal cases.) Law enforcement officers who are members of the Clearinghouse may contact you if your case becomes part of their investigation...

Peer-to-peer (P2P) file-sharing allows users to share files online through an informal network of computers running the same software. File-sharing can give you access to a wealth of information, but it also has a number of risks. You could download copyright-protected material, pornography, or viruses without meaning to. Or you could mistakenly allow other people to copy files you don’t mean to share.

If you’re considering P2P file-sharing:

• Install file-sharing software carefully, so that you know what’s being shared.  Changes you make to the default settings of the “save” or “shared” folder might cause you to share folders and subfolders you don’t want to share...

Once you’ve filled out, submitted, and printed the FTC’s ID Theft Complaint Form, if you haven’t already filed a police report, you should go to your local police station with a copy of the Complaint Form. You should also continue to take the other steps that victims of ID theft should follow.

What should I bring with me when I go to the police?
When you go to your local police department to file a report, there are several documents that you should bring:

• A printed copy of your ID Theft Complaint Form;
• The Law Enforcement Cover Letter;
• A government-issued identification document, preferably with a photo;
• Proof of residency (something that shows your address), such as a copy of your phone or utilities bill, your rental agreement, or your payroll stub...

Voice over Internet Protocol — VoIP — is a new way to make and receive telephone calls using a broadband Internet connection rather than a regular phone line. A VoIP service may offer unlimited local and long distance calls for a fixed price, as well as features like integrated calls and email, and access to your phone line from many locations. Keep in mind:

• Some services allow you to use a traditional telephone through an adaptor, but others work only over your computer or a special VoIP phone.
• Costs include a monthly calling plan as well as a monthly bill for your broadband service.
• VoIP services don’t have the same access to some services — including the 911 emergency system and directory assistance — as traditional telephone service.
• If you lose your Internet connecti...

While dealing with problems resulting from identity theft can be time-consuming and frustrating, most victims can resolve their cases by being assertive, organized, and knowledgeable about their legal rights. Some laws require you to notify companies within specific time periods. Don’t delay in contacting any companies to deal with these problems, and ask for supervisors if you need more help than you’re getting.

Bank Accounts and Fraudulent Withdrawals

• Fraudulent Electronic Withdrawals
• Fraudulent Checks and Other “Paper” Transactions
• Fraudulent New Accounts

Bankruptcy Fraud

Correcting Fraudulent Information in Credit Reports

• Consumer Reporting Company Obligations
• Information Provider Obligations

Credit Cards
Criminal Violations
Debt Collectors
Driver’s License
Investment Fraud
Mail Th...